Terms & Conditions

NNW Money Coaching, LLC

Effective Date: February 17, 2026

By purchasing or participating in services provided by NNW Money Coaching, LLC (“Company”), you (“Client”) agree to the following Terms & Conditions.

1. Independent Financial Coaching

NNW Money Coaching, LLC provides independent financial coaching services. We do not receive commissions, referral fees, kickbacks, or financial incentives from any financial institutions, professionals, vendors, or third-party products or services. Our guidance is provided solely for the benefit of the Client.

Coaching services are educational and strategic in nature and do not constitute legal, tax, investment, insurance, accounting, or mental health advice.

2. Confidentiality

Your privacy is extremely important to us. All personal and financial information shared during coaching sessions, worksheets, emails, or other communications will be kept confidential and will not be disclosed to third parties without your written consent, except as required by law.

3. Session Recording Policy

Coaching sessions may be recorded for documentation, quality assurance, training, and/or client reference purposes.

By engaging in services with NNW Money Coaching, LLC, you acknowledge and consent to the recording of sessions.

  • Recordings will be securely stored.

  • Recordings will not be shared with third parties without your written consent.

  • If a recording is provided to you, it is for your personal use only and may not be shared, distributed, reproduced, or published without written permission from NNW Money Coaching, LLC.

  • If you do not consent to recording, you must notify the Company in writing prior to your scheduled session.

4. Client Responsibilities

To receive maximum value from coaching services, you agree to:

  • Provide honest, accurate, and complete information.

  • Communicate openly about your financial goals, challenges, and circumstances.

  • Complete all assigned pre-session tasks (including questionnaires, worksheets, educational materials, or instructional videos).

All required pre-session materials must be submitted at least 72 hours prior to your scheduled appointment. Failure to complete these requirements may result in session cancellation.

5. Scheduling, Refunds & Rescheduling

  • Payment secures your scheduled appointment time.

  • Refunds are not offered for Money Clarity Sessions.

  • Requests to reschedule sessions will not be honored.

  • If required pre-session work is not completed at least 72 hours in advance, the session may be canceled without refund.

6. Personal Responsibility & Disclaimer

You understand and agree that:

  • You are solely responsible for your financial decisions, actions, and results.

  • Coaching does not guarantee specific financial outcomes.

  • All decisions made following coaching sessions are made voluntarily and at your own risk.

7. Release of Liability

To the fullest extent permitted by law, you hereby release, waive, acquit, and forever discharge Nidia N. White and NNW Money Coaching, LLC, including its agents, employees, successors, assigns, personal representatives, and heirs, from any and all claims, liabilities, damages, losses, or causes of action arising out of or related to your participation in coaching services or any decisions made as a result thereof.

You acknowledge that no representations, promises, or inducements have been made other than those expressly set forth in these Terms & Conditions.

8. Agreement

By purchasing or participating in services offered by NNW Money Coaching, LLC, you acknowledge that you have read, understood, and agree to these Terms & Conditions.